Free online tool
PAYG Calculator.
Estimate PAYG withholding per pay cycle using FY2026-27 income-tax rates.
ATO PAYG Estimate
Approximate FY2026-27 withholding. Payroll rounding, Medicare adjustments, HELP and offsets can change the amount.
Three simple steps
How to use PAYG Calculator
1
Choose pay cycle
Select weekly, fortnightly or monthly.
2
Enter gross pay
Add earnings for the selected cycle.
3
Calculate PAYG
See withholding estimates by period.
Helpful answers
Frequently asked questions
Which tax year does this PAYG calculator use?
It uses the current ATO withholding schedules (Schedule 1, NAT 1004) for the 2026–27 financial year, including the tax-free threshold and 2% Medicare levy.
Does it include HELP or STSL repayments?
The base result is PAYG only. Add the study-loan component separately using the ATO's Study and training support loans schedule if the employee has a HELP, VET or SFSS debt.