CALCULATORS
Super Balance Calculator.
Estimate your Australian superannuation balance at retirement and projected retirement income.
Australian super context
Estimated retirement balance
$2481902
Employer contributions
$376200
Estimated monthly income
$10341
This is an estimate only. Contact your super fund for personalised advice.
Three simple steps
How to use Super Balance Calculator
1
Enter your profile
Add age, salary, and current super balance.
2
Set assumptions
Adjust contribution and return rates.
3
Review projection
Read the chart and retirement income estimate.
Helpful answers
Frequently asked questions
What is the current Super Guarantee rate?
12% of ordinary time earnings from 1 July 2025. It rose in 0.5% steps from 9.5% and is now at its legislated final rate.
Is there a cap on concessional contributions?
Yes — $30,000 per year (2026–27), including employer super and salary sacrifice. Unused cap from the previous five years can be carried forward if your total super balance is under $500,000.