CALCULATORS
Superannuation Calculator.
Estimate super contributions from salary using the FY2026-27 super rate.
Super Contribution Estimate
The general super guarantee rate is 12% for FY2026-27. Contribution caps and individual arrangements may change the result.
Three simple steps
How to use Superannuation Calculator
1
Enter salary
Add your annual gross salary.
2
Set rate
Use the default 12% or adjust manually.
3
Calculate
View annual, monthly and pay-period super amounts.
Helpful answers
Frequently asked questions
What is the current Super Guarantee rate?
12% of ordinary time earnings from 1 July 2025. It rose in 0.5% steps from 9.5% and is now at its legislated final rate.
Is there a cap on concessional contributions?
Yes — $30,000 per year (2026–27), including employer super and salary sacrifice. Unused cap from the previous five years can be carried forward if your total super balance is under $500,000.